


Limited Day Health Plan OP+OPIP
Level-funded copay plans with NO DEDUCTIBLE

Outpatient MEC
Affordable access to essential care and preventive services
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$0 Virtual Primary Care Visits – Talk to a licensed doctor anytime, anywhere
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PHC Benefits Concierge – Free service to help find providers, schedule appointments, and coordinate care
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Primary Care Doctor Visits – Low, fixed copay per visit
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Specialist Visits – See specialists like OB/GYNs or dermatologists with a set copay
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Preventive Services Covered at 100% – Including screenings, immunizations, and one prenatal preventive visit
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Lab Tests & X-Rays – Available at contracted rates with predictable copays
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Mental Health Support – Includes access to counseling through EAP
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Telehealth & Wellness Tools – Support for everyday health and well-being
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No Deductible – Know what you pay before you get care
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Discounted Prescriptions – Save on common medications
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Employee Assistance Program (EAP) – Confidential support for personal and work-life issues

Outpatient + Inpatient MEC
Outpatient care plus a safety net for hospital stays
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$0 Virtual Primary Care Visits – Unlimited access to doctors from your phone or computer
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PHC Benefits Concierge – Free help finding doctors and coordinating care
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Primary Care & Specialist Visits – Fixed copays for in-person visits
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Preventive Care Covered at 100% – Includes screenings and one prenatal preventive visit
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Lab Work, X-Rays, and Imaging – Covered with set copays
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Inpatient Hospital Benefit – 3 Days per Year – Daily benefit paid directly for hospital stays, including surgery or labor and delivery (no deductible required)
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Mental Health & EAP – Confidential support and counseling available
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No Deductible – Straightforward costs and no surprises
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Discount Prescription Access – Lower cost for common medications
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Wellness Support Tools – Access to resources to stay healthy and manage conditions


