• Requires only a $50 employer contribution​

• Level-funded with no excess claim risk and refund potential based on utilization​

• Minimum of 5 enrolled lives​ or 10% of eligible employees

• Meets ACA “Minimum Essential Coverage” definition

• Preventative Services covered 100%

​​

• 60-70% of the cost of HDHPs

​​

• NO deductible

​​

• Low copays

​​

• No health questions

​​

• Tele-medicine with NO copay

​​

• EAP - 5 face to face counselor visits covered

​​

• Online Wellness tools